AFTER visiting, many people decide to make Nacogdoches their home. The information provided in the links on the left side of this page will help simplify your transition.
City of Nacogdoches residents benefit from a Class 2 ISO rating. The improved rating puts the City of Nacogdoches in the top 6.5% percent of communities in Texas and in the top 0.8% in the United States.
Homeowners may see a possible 8-12% reduction in their annual insurance premium (assuming all endorsements and perils remain constant). The Insurance Services Office (ISO) is a private organization, funded by the insurance industry that evaluates communities’ ability to provide fire protection. ISO issues a Public Protection Classification (PPC Rating) to over 48,000 communities in the US on a scale of 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO’s minimum criteria. By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, nationwide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. ISO ratings are used by the insurance industry to help determine premiums (better ISO rating equals reduced insurance rates).