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Nacogdoches ISO Rating to Save Homeowners Money
Posted 03 - 05 - 2013

FOR IMMEDIATE RELEASE                                       For More Information Contact:

March 1, 2013                                                                Keith Kiplinger, 559-2541

 City of Nacogdoches ISO Rating to save homeowners $$ this year….

NACOGDOCHES- the City of Nacogdoches and Nacogdoches Fire and Rescue are excited to announce an improved ISO rating for the residents of Nacogdoches. The improved rating from a Class 4 to a Class 2, puts the City of Nacogdoches in the top 6.5% percent of communities in Texas and in the top 0.8% in the United States. “Kudos to Fire Chief Keith Kiplinger and everyone on his team, who has worked so diligently over the last five years to achieve this rating,” said City Manager Jim Jeffers.

What is ISO? The Insurance Services Office (ISO) is a private organization, funded by the insurance industry that evaluates communities’ ability to provide fire protection.  ISO issues a Public Protection Classification (PPC Rating) to over 48,000 communities in the US on a scale of 1 to 10.  Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO’s minimum criteria. By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, nationwide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. ISO ratings are used by the insurance industry to help determine premiums (better ISO rating equals reduced insurance rates).

The City of Nacogdoches has been working hard over the past several years to achieve a reduced ISO classification, and in turn provide better fire protection for our citizens. “This is a great achievement by many parties,” said Fire Chief Keith Kiplinger, “Huge thanks to the Nacogdoches City Council, City Manager, Engineering, Water, Police, and Fire Departments.” A comprehensive evaluation of the city’s fire protection capabilities took place in July 2012 ISO Engineer’s reviewed the following:

  • fire alarm and communication systems: including telephone systems, telephone lines, staffing, and dispatching systems
  • the fire department: including equipment, staffing, training, prevention, inspections, investigations and geographic distribution of fire companies
  • the water-supply system: including the condition and maintenance of hydrants, and a careful evaluation of the amount of available water compared with the amount needed to suppress fires

According to the Texas Department of Insurance this reclassification is expected to affect property owners in the City of Nacogdoches in the following ways.

  • Commercial property owners in non-sprinklered buildings could see a possible 11% reduction in their annual insurance premium (assuming all endorsements and perils remain constant). *
  • Homeowners could see a possible 8-12% reduction in their annual insurance premium (assuming all endorsements and perils remain constant). *

It is expected that the reduced ISO PPC Rating will begin effecting premiums in the second quarter of 2013.  The rating will be valid for a minimum of 10 years. The City is also currently evaluating the feasibility of making adjustments necessary to achieve a PPC Rating of Class 1. 

The general public is invited to a reception to celebrate the improved ISO rating on Tuesday, March 19th, 2013 from 4:30 to 5:30 p.m. at Central Fire Station #5, located at 212 E. Pilar Street. A formal presentation of the improved rating will take place immediately following the reception at the regularly scheduled City Council Meeting at 5:30 p.m., by the state Fire Marshal.

For more information on the improved ISO rating for the City of Nacogdoches contact Keith Kiplinger, Fire Chief at 936-559-2540 or kiplingerk@ci.nacogdoches.tx.us

* Reductions shown above reflect information received from the ISO and the Texas Department of Insurance.  Staff has confirmed these potential savings with a local insurance agent but it is important to understand that each insurance company addresses ISO PPC ratings in a different way. 

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